Report: NCAA considering medical insurance policy

College football could be in for a big change very soon and this change has nothing to do with the expansion of the Big 12 conference. The NCAA athletic directors are possibly considering a wide-ranging medical insurance policy for the sport very soon.

CBS Sports’ Jon Solomon reported that the model would be called the “Student Athletes’ Enhanced Benefits Plan” and would save the NCAA approximately $282 million over the a short period of time.

Per SEC Country: “Currently, the NCAA requires that its athletes have insurance that covers the $90,000 deductible of the NCAA catastrophic injury program, which athletes can use should their medical bills exceed $90,000. The current model stipulates that the athlete, his or her parent or the university can pay for the insurance.”

The biggest thing that this new policy would cover is that neither parents nor athletes would have any out-of-pocket expenses for injuries that happen while playing college sports. It would also lower the cost of comprehensive basic injury, dental, vision and catastrophic health care coverage.

“I’m not one that says you should pay a player to play college football, but I don’t think a college athlete should have to pay to attend the University of Oklahoma when you don’t have the type of benefits these players should have,” former Oklahoma football player J.C. Watts told Solomon. “And it’s not just the time they’re at Oklahoma but after they’ve left. Stadiums have gotten bigger (and) weight rooms have gotten bigger (while) the benefits have largely stayed the same.”

It certainly looks like college football and the rest of the collegiate sports world will be changing for the better very soon.

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*Featured Photo (above) credit to USA TODAY Sports

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